Frequently Asked Questions

Common Questions about Identity Theft

Here are the answers to some of the most commonly asked questions about electronic ID theft protection.

How does electronic ID theft protection guard my identity?

Within hours, electronic ID theft protection will have fraud alerts set on your accounts and will have ordered your credit reports from the major bureaus. From that point, anytime someone tries to do something with your credit, you will get a phone call to verify the legitimacy or the transaction. The company will stop junk mail and pre-approval credit card offers from coming to you in the mail. Every 90 days, fraud alerts will be reset until you no longer wish them to be.

How much does electronic ID theft protection cost?

Electronic ID theft protection will cost about $10/month, which is a bargain when compared to the thousands of dollars it will cost you to repair your identity once stolen. For children under 16, you can get protection for $25 per year with an adult enrollment. Hard as it is to believe, children are one of the biggest targets for ID theft.

What’s a fraud alert?

A fraud alert places a barrier between an identity thief and your credit, so compromising your identity is much more difficult. Fraud alerts let any company that uses your credit report (banks, credit card companies, insurance companies, etc.) know that the person using your name could be an identity thief. To verify this, the company is then required to call you to check the identity of the person applying for credit. They must do this before they can issue new credit, set up loans, give credit line increases, or create new accounts in your name.

Why hire someone for electronic ID theft protection when I can do it myself?

When it comes to identity theft, the consequences can be so grave that you don’t want to take the risk of trying to do it yourself. With professional electronic ID theft protection, you will know that experts are working 24/7 to protect your identity and will do it right. You can also rest with the peace of mind of knowing that our services are backed by a $1,000,000 guarantee. According to the FTC, the average victim of identity theft spends about 30 hours of time trying to set things right. We will prevent this from happening, but, if it does happen, we will hire and pay for the professionals you need to make things right again.

If you have further questions, please let us know via our Contact Us page.